Apartment Rental Criteria
- Applicant(s) must be a minimum of 18 years of age.
- Positive identification with a picture will be required at the time application is submitted.
- A complete and accurate application listing a current and at least one previous rental reference with phone numbers will be required.
- Each applicant will be required to qualify individually unless applicants are married for at least one year.
- Members of households who are 18 years of age or older and will be living with applicant(s) shall pass a public records screening.
Income / Employment Requirements
- Gross monthly verifiable household income must equal or exceed three (3) times the stated monthly rent.
- A current paycheck stub may be required.
- Some form of verifiable income will be required for unemployed applicants. (Verifiable income may mean, but is not limited to: Bank accounts. Alimony/child support, trust accounts, social security, unemployment benefits, welfare, grants/loans.)
- Self-employed applicants will be required to show proof of income through copies of the previous year’s tax return.
- Students with no verifiable means of income may be accepted with a qualified co-signor.
- One year of positive verifiable housing history from a third party landlord is required. In the event applicant does not have12 months of verifiable housing history, a qualified co-signor may be required.
- Home ownership will be verified. Mortgage payments must reflect no more than four (4) late payments in the past two (2) years.
- Eviction-free rental history is required.
- The application will be denied if rental history demonstrates noise or other complaints, or when the previous manager will not re-rent due to rental problems.
- The application will be denied if rental history demonstrates three or more three-day notices or two or more NSF checks within a period of one year.
- Upon receipt of the rental application deposit and screening fee, landlord shall conduct a search of public records to determine whether the applicant has a criminal record.
- Criminal history will be considered on a case-by-case basis, taking into consideration the type of infraction, how long ago the infraction occurred, the total number of infractions, and what applicant has done since the infraction was committed.
- Outstanding collections in the past two years being reported on the credit report (exclusive of medical collections) will be considered on a case-by-case basis.
- Identifiable outstanding landlord debt will result in the denial of the application. Reconsideration may be made upon proof of payment of outstanding landlord debt.
- Credit reports reflecting slow pay on three accounts may require an additional deposit amount equal to one month’s rent.
- Applicant must have at least (4) established credit sources, e.g. credit card, loan, installment payments, etc.
- Verifiable monthly income must equal a minimum of four (4) times the applicant’s rent. (Verifiable income may mean Bank Accounts and Trust Accounts.)
- Outstanding bad debt, i.e., slow pay, collections, repossessions, liens, judgments, and wage garnishment programs, will result in denial of a co-signor.
If your application has been denied and you feel that you qualify as a resident under the criteria described above, you may choose to do the following:
- Contact the company that supplied the information to discuss your application.
- Correct any incorrect information through the credit-reporting agency as per their policy.
- Request the credit-reporting agency to submit a corrected credit check to the appropriate screening company.
- Upon receipt of the corrected and satisfactory information, your application will be re-evaluated for the next available apartment.